A federal judge says President Donald Trump can use the

due to higher-than-expected medical costs. The nation’s largest health insurer also announced that CEO Andrew Witty was stepping down for personal reasons and that Chairman Stephen Hemsley will become CEO, effective immediately.UnitedHealth was the main reason the Dow lagged behind other U.S. stock indexes.

All told, the S&P 500 rose 42.36 points to 5,886.55. The Dow Jones Industrial Average fell 269.67 to 42,140.43, and the Nasdaq composite climbed 301.74 to 19,010.08.In the bond market, Treasury yields ticked higher with hopes for the U.S. economy. The yield on the 10-year Treasury rose to 4.48% from 4.45% late Monday.The two-year Treasury yield, which moves more closely with expectations for Fed action, ticked up to 4.01% from 3.98%.

In stock markets abroad, indexes rose across much of Europe and Asia. Stocks fell 1.9% in Hong Kong but rose 1.4% in Tokyo.Automakers were among the big gainers in Japan.

Co. added 3% ahead of an announcement that it plans to lay off 20,000 of its workers as part of its restructuring efforts. The automaker said Tuesday that it racked up a loss of 670.9 billion yen ($4.5 billion) in the last fiscal year.

AP Business Writers Matt Ott and Elaine Kurtenbach and AP video journalist Alice Fung contributed.“Every day, I say to myself, ‘Ah! Oh my God! There we have it!’” he said.

In this image made available on Tuesday, May 6, 2025 by Vatican Media, Vatican Master of Ceremonies Archbishop Diego Giovanni Ravelli takes the oath of secrecy for all those assigned to the conclave during a ceremony in the Pauline Chapel at the Vatican, Monday, May 5, 2025. (Vatican Media via AP)In this image made available on Tuesday, May 6, 2025 by Vatican Media, Vatican Master of Ceremonies Archbishop Diego Giovanni Ravelli takes the oath of secrecy for all those assigned to the conclave during a ceremony in the Pauline Chapel at the Vatican, Monday, May 5, 2025. (Vatican Media via AP)

For the cardinals, there is also the belief that they are guided by the Holy Spirit.There is a famous quote attributed to then-Cardinal Joseph Ratzinger in 1997, in comments to a Bavarian television station. The future Pope Benedict XVI said the Holy Spirit acted like a good educator in a conclave, allowing cardinals to freely choose a pope without dictating the precise candidate.